This calculator is for illustrative purposes only.
If you would like to reduce your mortgage term please call us on 01 7092500 or 0818 210 275.You can choose to reduce your monthly payment - However you won't pay off your mortgage any earlier than the agreed end date.You can choose to reduce the term of your mortgage - And pay off your mortgage sooner than the agreed end date, or.This is an additional payment that you can make at any time.If you would like to do this please call us on 01 7092500 or 0818 210 275. Please note the overpayment will not reduce your contractual mortgage term.You can stop making the overpayments at anytime but you must continue to make your normal mortgage payment as usual.This is an additional monthly payment made on top of what you are obliged to pay each month.There are a couple of different options you have when making an overpayment - it's important you understand them so you can decide which option is the best one for you. Our simple calculator below will give you an indication of how much interest you could save or how much sooner you could pay off your mortgage by making extra payments. You can call our Arrears Unit on 1800 435 763 or log on to you can leave your details with us and we’ll call you back at a time that’s convenient to you. If you feel that you may have difficulty repaying your mortgage, we’re here to help. Please Note: this change will only impact ECB Tracker and Offset Mortgages We will write to all of our impacted customers within 10 business days of the announcement to explain what this will mean for their monthly mortgage payment. This includes applications to move to a new property, port a tracker rate or for a top up mortgage and applies to all mortgage customers with the exception of existing Offset Mortgage customers and product switch applications.įurther details can be found on our Customer Support Hub here.Īnnouncement by ECB of a rate increase: the European Central Bank (“ECB”) announced a base rate increase of 0.25% to 4.50% on 14 September 2023. Announcement of cessation of new mortgage business: As of 1st May 2023, Ulster Bank is no longer accepting new mortgage lending applications.
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